Category: RV Insurance

Traveling in an RV is a dream come true for many adventure seekers. There’s no better way to explore the great outdoors than from the comfort of your own home on wheels. However, it’s essential to make sure your travel experience remains secure. That’s why Lee Insurance Agency LLC recommends RV insurance for our North Carolina neighbors.

The Importance of RV Insurance

1) Accidents Happen:

Imagine being involved in an accident with your RV in the middle of nowhere. No one can predict when an accident will occur, but it’s crucial to be prepared and protected. With appropriate RV insurance, you’re covered for any damages incurred to your RV and any injuries sustained by you or others involved in the accident. 

2) Theft and Vandalism:

Despite taking all precautions, theft and vandalism can occur. If you have RV insurance, you are protected against theft, damage, or any malicious act that may occur due to vandals. Your insurance covers the repair as well as the replacement costs, depending on the extent of the damage.

3) Medical Coverage:

Another vital factor in RV insurance is medical coverage. While traveling, it’s essential to ensure that you and your loved ones are medically covered in case of an accident. The insurance covers medical expenses such as hospital stays, physical therapy, and emergency medical transportation. With proper coverage, you get more security and save yourself from financial headaches.

Schedule A Consultation Today!

If you’re an RV owner in North Carolina, securing your travels and adventures is critical. You cannot control the safety of your travels or predict the uncertainties that may occur. However, good RV insurance will provide you with the reassurance and security you need to guarantee your RV adventures are protected and uninterrupted. Contact Lee Insurance Agency LLC today.

New RV owners may not realize how important it is to protect your camper, RV, or pull-behind trailer with insurance. However, savvy RV owners know that having RV insurance is the safest and best way to reduce your liability and protect your finances in the event of an RV-related accident.

If you live in North Carolina, contact the RV insurance professionals at Lee Insurance Agency LLC to learn about coverage options for Class A, B, and C RVs and motorhomes.

What Is RV Insurance?

RV insurance is designed to provide financial protection when something happens while you own and operate your vehicle.

RV insurance can help pay for things like repairs, medical bills, and more in the event of an RV accident, theft, or other covered incidents related to your RV. 

What Does RV Insurance Cover?

There are a few different types of RV insurance available. Policy options will vary depending on the age, class, and garaging location of your RV.

• Accidents: If you’re in an accident with your RV, your policy can help pay for repairs or medical bills.

• Theft and vandalism: If your RV is stolen or damaged by vandals, your policy can help pay to repair or replace it.

• Natural disasters: If your RV is damaged by a natural disaster like a hurricane or earthquake, your policy can help pay for repairs or replacement.

Get RV Insurance Today

When you need RV insurance in North Carolina, contact a licensed and experienced RV Insurance agent at Lee Insurance Agency LLC. We are here to help!  We will provide you with a free quote, and our knowledgeable insurance agents can explain your available coverage options and activate your new policy.

Every state requires RV insurance for recreational vehicles on its roads, but each state sets its minimum requirements. Many states, including North Carolina, set the RV insurance requirement at the same level as their auto insurance minimums.

Lee Insurance Agency LLC can help all North Carolina residents who own an RV to obtain the insurance coverage that keeps them on the roads legally.

RV Insurance: What You Need To Know

Minimum Coverage Insurance

According to the North Carolina Department of Transportation, each motor vehicle of any type must carry at least the following insurance coverages:

• Bodily injury to one individual in the amount of $30,000,
• Bodily injury to two or more individuals in the amount of $60,000,
• Property damage in the amount of $25,000.

This policy type only protects the other drivers on the road. The state minimum insurance does not offer coverage for your vehicle. You need full coverage for that.

Full Coverage RV Insurance

When you only vacation in your RV, you take a couple of trips per year in it. Buying a full coverage policy ensures that you also protect your investment in your own RV. If you incur an accident involving your RV, the comprehensive and collision coverages take care of the RV’s damage. These two insurances apply to single-vehicle accidents and multi-vehicle accidents.

Full Timer’s Insurance

You need a full-timer’s policy if you choose to live in your RV. This enhanced coverage bears a close resemblance to full coverage but adds to your property coverage and liability. It covers the upgrades you must make to an RV to turn it into a permanent home.

Contact Us

Wherever you live in North Carolina, Lee Insurance Agency LLC can help you obtain the policy you need. Call us today.