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Lee Insurance Agency LLC

119 W South Railroad St, PO Box 1212
Four Oaks, NC 27524

Popular Home Insurance Myths North Carolina Residents Should Watch Out For While Researching Policies

Lee Insurance Agency LLC assists residents throughout North Carolina by offering them different types of insurance coverage. We strive to offer our clients personalized policies designed to help them protect their assets and make life a little bit easier.

Home Insurance

Every year, thousands of people are moving to North Carolina. If you have recently purchased a home in the state, insurance allows you to protect your investment. Home insurance covers your property if it is damaged or vandalized. Your personal items are also covered if you are a victim of theft. If you have friends over to your home, liability coverage will protect you if someone suffers an injury on your property. While you are researching different policies, avoid some of these popular home insurance myths.

Flooding Is Covered

Your policy does not cover any damage caused to your home or personal items due to flooding. You’ll have the look into another type of insurance coverage.

My Luxury Items Are Protected

This is incorrect. If you have scarce luxury items at your home, you’ll have to amend your policy to cover those items. Do not assume that those items are automatically protected if they are stolen or vandalized.

I’m Covered If I Have An Issue With Insects

It’s important that you take care of your home. Maintaining proper maintenance will decrease the likelihood of you having to deal with uninvited guests in the form of insects. Your policy does not auto cover damages caused by insects.  444444

My Policy Doesn’t Cover Natural Disasters.

This is incorrect. Your home is covered if it is damaged by a natural disaster such as a hurricane or tornado. Research your policy carefully to see if your home is covered if an earthquake or landslide occurs.

Consult With Lee Insurance Agency LLC

Visit our website today to learn more information about home insurance.

Partner Carriers

  • AAA
  • American Modern
  • ASI
  • Cabrillo Coastal
  • Dairyland
  • Foremost
  • Hagerty
  • Kemper
  • MetLife
  • monthly payment plan
  • National General
  • NC Grange
  • Progressive
  • RLI
  • Safeco
  • The Hartford
  • Tower Hill
  • Travelers
  • Universal Property & Casualty
  • UPC
  • Wright Flood