Click to Call
Lee Insurance Agency LLC

119 W South Railroad St, PO Box 1212
Four Oaks, NC 27524

Why boat owners in North Carolina need boat insurance?

A boat owner in North Carolina will enjoy the long summer months and access to open waters. If you would like to own a boat here, you need to make sure you get the right type of coverage. There are a few reasons that boat owners should get the right coverage and protection for their boats in this area. 

Protect Investment in Boat

Many boat owners in this state will get an insurance plan so they can protect their investment in their boat. Boat owners will spend a lot of money buying, maintaining, and caring for their boats over the years. To ensure that this pays off in the long run, you should get proper insurance. With boat insurance, you will have coverage to mitigate many scenarios that could result in a loss.

Insurance is an Obligation

A boat owner may also need to get proper insurance for it because it could be an obligation. If you have taken out a boat loan or use certain marinas or waterways, having insurance may be a contractual obligation. With a full insurance plan, you will stay in compliance with all agreements while also having ample coverage against the risk of liability and other forms of loss. 

In the state of North Carolina, you will want to know that your boat is properly covered with insurance. As there are many choices to make when picking a new plan, you should call Lee Insurance Agency LLC. The team that works with Lee Insurance Agency LLC knows the value that comes with this type of coverage. They will give you the guidance to understand your options and choose a policy that provides adequate protection. 

Partner Carriers


  • AAA
  • American Modern
  • ASI
  • Cabrillo Coastal
  • Dairyland
  • Foremost
  • Hagerty
  • JIBNA
  • Kemper
  • MetLife
  • monthly payment plan
  • National General
  • NC Grange
  • Progressive
  • RLI
  • Safeco
  • The Hartford
  • Tower Hill
  • Travelers
  • Universal Property & Casualty
  • UPC
  • Wright Flood